Chime vs SoFi | Which Is The BEST Online Bank In 2021

Описание: Chime vs SoFi | Which Is The BEST Online Bank In 2021

Today's video is on Chime vs SoFi, Chime vs SoFi Review 2021, Chime vs SoFi Which Is The BEST Online Bank In 2021, SoFi vs Chime Review 2021, SoFi vs Chime, SoFi Money Review, SoFi Money Review 2021, Chime Spending Review, Chime Savings Review, Best Online Bank In 2021, Which is the best online bank in 2021

Chime and SoFi Money is for anyone who seeks bank accounts that are:
Best online bank account 2021
Best bank accounts 2021
Best highyield bank accounts
Best high yield savings account 2021
Best savings account 2021
Best checking account 2021
Best no fee bank accounts

In this video I’ll be comparing Chime vs SoFi and showing you which is the best online bank in 2021, plus explaining how Chime bank and SoFi money works, and why I believe Chime and SoFi are the best online banks in 2021.

What is SoFi?
SoFi is an online personal finance platform that provides loans, refinancing, investment services, home loans, auto loans, personal loans, credit cards, insurance, and so much more! It offers a digital way to manage your money online! (Although viewed as a bank SoFi is not a bank / Uses 6 partner banks to federally insure your money)

What is SoFi Money?
SoFi Money is an online cash management account that serves as savings/checking account in one.

SoFi Money Account Benefits:
Welcome Bonus $25 $100 $15
0.25% highyield APY savings/checkings account
No fees
Over 55,000 Available ATMS
FDIC insured on up to $1.5 million dollars
Debit card Mastercard with benefits: (Up to 15% cash back) Cellphone Insurance, Purchase Protection, Extended Warranty, Id Theft Protection, Travel Services, Contactless Payments, SoFi Member BONUS Exclusives and More!
Get your paycheck up to 2 days early
No fee overdraft coverage
Manage account on SoFi mobile app
SoFi Relay
SoFi Money Vaults
Automated Savings Roundups
Better interest rates
SoFi members get member rate discounts (0.125% rate discount on SoFi Loans)
Ability to earn points that can be redeemed for cash, fractional shares of stock, SoFi loan payments, and SoFi invest like crypto and more!

Chime Bank:
Chime is a financial technology company that provides FREE mobile banking services and It was founded back in 2013. With Chime you’ll have 2 banking options, a Chime spending account which works like a checking account and the other option would be a Chime savings account!

Chime Spending/ Chime Savings Account Benefits:
Welcome bonus $100 when you set up direct deposit
highyield APY savings account
No fees
Visa debit card
60,000 FREE ATM's
Round up features
Save When I Get Paid: Automatically save a % of every paycheck you receive
Get paid up to 2 days early
Activate/Deactivate card through chime app
Free card replacements
Support mobile payment platforms like Apple and Google Pay
Send receive money on Chime App for FREE
Spot me : No overdraft fee charge on up to $200
Chime Credit Builder Card

Chime vs SoFi Differences:
Chime's savings account offers 0.50% while SoFi Money offers only 0.25%, therefore APY wise Chime is the winner. Welcome bonus wise Chime offers $100 while SoFi offers $25 when you open a SoFi Money account and fund it, $100 when you set up direct deposit, hence SoFi is the winner here. SoFi also offers an overwhelming amount of helpful tools that Chime does not. Lastly Chime allows you to have 2 separate accounts while SoFi combines them both into one account.

----------
⏰ LIMITED-TIME OFFERS:
💰Rakuten (GET $30) ⬇️
https://www.rakuten.com/r/DAYANA3694?...
🏦 Get up to $325 with the SoFi Checking & Savings Account: https://bit.ly/SoFiBDayana
💳 - SoFi Credit Card (GET $50) ⬇️
https://bit.ly/soficreditcard
💳 Chime (GET $100) ⬇️
https://bit.ly/3QaYYzZ
💳 - Bilt Mastercard ⬇️
https://bilt.page/r/ALIN-2O74
💳 - Amex Gold Card: ⬇️
https://bit.ly/3m7rLdJ
💳 - Amex Platinum Card: ⬇️
https://bit.ly/3Y33YJg
💳 Chase Freedom Unlimited (GET $200) ⬇️
https://bit.ly/3XL0xYu
💳 Discover It Cashback Card (GET $50) ⬇
https://discvr.co/4043Efw
💳 Capital One Quicksilver (GET $200) ⬇️
https://capital.one/3CobxCq
------------

I am not a lawyer,CPA, lender, realtor or a financial advisor. The content in my videos should not be taken as legal, tax, financial advice, etc, and may or may not be outdated or inaccurate as the time this video was posted. It is your responsibility to verify all information from the video on your own. This is a YouTube video for Entertainment purposes ONLY. If any company is mentioned is because Dayanaplays has an interest in them. Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a commission or referral bonus. PLEASE DO NOT make buying or selling decisions based on Dayanaplays videos. If you need advice, please contact a qualified professional as I am not one.