BORN BETWEEN 1955 AND 1960 — New Social Security & Medicare Rules Triggered

Описание: BORN BETWEEN 1955 AND 1960: New Social Security Rules Triggered!

If you were born between 1955 and 1960, your exact birth year controls your Social Security full retirement age (FRA) down to the specific month. Claiming your benefits without knowing this exact number can result in a permanent 30% reduction to your monthly checks.

In this video, we break down the exact FRA timeline for those born in the late 1950s and 1960, explain how claiming at age 62 permanently reduces your payout, and show you how waiting can permanently increase your checks by 8% per year.

We’ll cover:
🔹 The exact Full Retirement Age (FRA) for birth years 1955 through 1960
🔹 The permanent 30% penalty for claiming Social Security at age 62
🔹 How delayed retirement credits add 8% to your check every year you wait
🔹 The Social Security Earnings Test limits for 2026
🔹 Why Medicare age (65) is completely separate from your Social Security age
🔹 How to avoid the permanent 10% Medicare Part B penalty

⚠️ Important: Social Security rules, payout percentages, and Medicare penalties are strictly determined by your specific birth date and earnings history. This video is for informational and educational purposes only and does not constitute financial or retirement advice. Always check your personal estimated benefits directly at SSA.gov before making a claiming decision.

👉 Watch until the end to understand why your Medicare enrollment must happen at 65, regardless of when you claim Social Security.

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