Born Before 1960? Your Late Spouse’s Pension Could Add £1,000s More
Автор: Frank UK Insight
Загружено: 2026-06-12
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Born Before 1960? Your Late Spouse’s Pension Could Add £1,000s More
If you were born before 1960 and lost a spouse or civil partner, you may be entitled to inherited SERPS payments that could significantly increase your retirement income. Many pensioners are unaware that part of their late spouse’s Additional State Pension may be transferable, potentially adding hundreds or even thousands of pounds over time.
In this video, we explain how inherited SERPS works, who qualifies, how much you could receive, common mistakes that lead to underpayments, and the important steps you should take to check your entitlement. We also cover contracted-out pensions, DWP reviews, arrears payments, and how inherited pension income may affect your tax position.
If you're receiving the UK State Pension or know someone who may qualify, this information could make a substantial difference to long-term retirement income.
Disclaimer: This video is for educational and informational purposes only and should not be considered financial, legal, or tax advice. Pension rules can change, and individual circumstances vary. Always contact the DWP, Pension Service, HMRC, or a qualified adviser for guidance specific to your situation.
#frankukinsight #statepensionuk #serps #ukpensions #retirementincome #dwp
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