🔥OAS Residency Rules Explained: 10 Years vs 20 Years Eligibility! Buhay Canada—US Retirement Pinas🇵🇭

Описание: CANADA 🇨🇦 | USA 🇺🇸 | PHILIPPINES 🇵🇭
OAS Residency Rules Explained (2026 Update)

Many Filipinos in Canada assume that once they reach age 65, they automatically qualify for Old Age Security (OAS). But the truth is, OAS eligibility depends on your years of residency in Canada after age 18 — and the difference between 10 years vs 20 years residency can affect whether you can receive OAS while living abroad (like the Philippines).

In this video, I break down:
✅ What “OAS residency” really means
✅ What Service Canada means by “legal resident”
✅ The 10-year rule vs the 20-year rule
✅ Why many immigrants get only partial OAS
✅ What to do before retiring in the Philippines

📌 This video is for Filipinos in Canada, USA, and worldwide who want realistic retirement planning using real numbers.

🙏 If you found this helpful, please SUBSCRIBE, LIKE, COMMENT & SHARE.
Salamat po and God bless! 💯

#BuhayCanada #OAS #CPP #RetirementPhilippines

⏱️ CHAPTERS (TIME STAMPS)

(Adjust time if needed after upload)

– OAS Residency Warning (10 vs 20 Years)
– What is OAS? (Simple Explanation)
– What “Residency” Really Means
– What is a “Legal Resident” (Service Canada wording)
– The 10-Year Rule Explained
– Partial OAS Example (10/40 calculation)
– The 20-Year Rule (Retiring outside Canada)
– Single vs Couple Retirement Reality
– Key Takeaways + What to Do Next
– Final Message + Subscribe

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📌 PINNED COMMENT (HIGH ENGAGEMENT)

Mga kababayan 🇨🇦🇺🇸🇵🇭 Question po: Ilang years na po kayo sa Canada after age 18?
And plan ninyo po ba mag-retire sa Canada or Philippines? 😊💯

Buhay Canada US Philippines Retirement Filipino Pinoy Pinay Pilipino Worldwide OFW #BuhayCanadaUS #buhaycanada #buhayabroad #buhayofw #buhayamerika #pinoysaamerika #balikbayan #ofwgoals #pinoysacanada #filipinocanadian #buhaybalikbayan #buhaypilipinas #ofwlife

Buhay Canada US Philippines Retirement Filipino Pinoy Pinay Pilipino Worldwide OFW #BuhayCanadaUS #buhaycanada #buhayabroad #buhayofw #buhayamerika #pinoysaamerika #balikbayan #ofwgoals #pinoysacanada #filipinocanadian #buhaybalikbayan #buhaypilipinas #ofwlife