Basel Norms Were Born from Bank Failures | PadhAI with AI | The Cool School

Описание: Most videos explain what Basel Norms are.
This one explains why the world was forced to create them.

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Where regulations become stories, and concepts finally make sense.

Basel Norms were not born in classrooms or textbooks.
They were born out of bank collapses, regulatory failures, and financial disasters.

In this episode of PadhAI with AI, we trace the real story behind Basel Norms:

How a single bank failure in 1974 (Herstatt Bank) exposed global regulatory chaos

How excessive risk-taking and internal fraud led to the fall of legendary banks

Why Basel I, Basel II, and Basel III were created step by step

How the 2008 Global Financial Crisis changed banking forever

Why modern banks are obsessed with capital, liquidity, and buffers

Instead of memorizing ratios, this video builds intuition:

Why banks are allowed to lend many times their capital

Why capital adequacy alone was not enough

Why liquidity became the missing piece

Why RBI follows stricter Basel norms than global standards

🎯 Who should watch this video

UPSC aspirants

RBI Grade B, NABARD, SEBI aspirants

Banking exam candidates (IBPS, SBI, JAIIB/CAIIB)

MBA & finance students

Anyone who wants to truly understand how banks survive crises

If Basel Norms ever felt confusing or mechanical, this video connects the dots and shows the logic behind the law.



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