Hail damage car insurance claim

Описание: Hail damage car insurance claim
What do peas, nickels, tea cups and grapefruits have in common? They are all types of objects used to describe hail size, according to The National Oceanic and Atmospheric Administration’s National Severe Storms Laboratory.
And while most hailstorms are a mix of different sizes, a severe thunderstorm can typically deliver hail between 1 to 1.75 inches in diameter (a quarter to a golf ball) with fall speeds between 25 to 40 miles per hour. Imagine the damage that can do to your car. It’s possible to file a claim for hail damage if you have the right coverage as part of your car insurance policy.
Does Car Insurance Cover Hail Damage?
While quarter-sized hail will cause mostly cosmetic damage, like dings, dents and broken windows, bigger hailstones fall at faster speeds and can make bigger problems. Fortunately, there’s a common type of coverage you can buy to protect your car from hail damage.
If you want your car insurance to cover hail damage, you’ll need to buy comprehensive insurance. Comprehensive insurance pays to repair your car if it’s damaged by severe weather, including hail. It also covers a host of other problems such as fire, floods, vandalism, theft, crashing into animals, and falling objects (like tree branches).Comprehensive insurance is an optional coverage, meaning you have to pay extra for it. If you don’t have comprehensive insurance and your car gets dinged up by a hailstorm, you’ll have to pay to fix the damage yourself or live with it. Is it Worth Making an Insurance Claim for Hail Damage?
Comprehensive insurance comes with a deductible, an amount subtracted from your claim check. Depending on the cost of repairs and your car insurance deductible amount, it may not be worth claiming your car’s hail damage.
Say you have minor hail damage which will cost $600 to repair.