Most Canadians Waste Their TFSA on This

Описание: Asset Location is the hidden tax key. If you hold US Stocks in your TFSA, you're losing 15%. 🚀 Stop the Leak (My Tool): https://www.wealthsimple.com/invite/H...

👇 THE ASSET LOCATION TOOLKIT 👇 (The exact setup I use to execute the "4-Bucket" strategy)

🔓 THE 2025 RISK-FIRST CALCULATOR (FREE TOOL) Calculates your exact Gross-Up loan size (QC/NS included) and generates the bank letter. 👉 Unlock the Calculator: https://forms.gle/KD1Zi4vER79cnvEs7

1. The "Rebalancing" Account: (Stops the Fee Leak) You cannot optimize asset location if you pay $10/trade. I use this zero-commission platform to keep my buckets efficient. 🚀 Wealthsimple: https://www.wealthsimple.com/invite/H... (Bonus: Get a $25 Cash Reward when you fund your account)

2. The "Emergency" Vault: (Bucket 1 Compliance) Keep your "Safety Net" liquid here so you never have to raid your investments. 🛡️ EQ Bank: https://join.eqbank.ca?code=mohammed2931

3. The Strategy Manual: (The Asset Location Bible) The step-by-step manual for Canadian ETF investing & Asset Location. 📘 Reboot Your Portfolio: 🇨🇦 https://amzn.to/4jpZPLF | 🇺🇸 https://amzn.to/4pj4mRp

In this video, we conduct a forensic audit on:

✅ The Interest Trap: Why holding GICs in a taxable account is a mathematical disaster (53% Tax Rate). ✅ The Border Tax: Why the IRS takes 15% of your dividends in a TFSA (and how to stop it). ✅ The Trojan Horse: How the "Dividend Gross-Up" can claw back your OAS in retirement. ✅ The Moonshot: Why your highest growth assets belong in the TFSA, not the RRSP.

Summary: Most Canadian investors focus on Asset Allocation (what to buy) but ignore Asset Location (where to put it). By failing to optimize for the US Tax Treaty and the Dividend Tax Credit, you are creating a "Silent Partner" (The CRA) that owns up to 50% of your gains. This forensic audit applies the "4-Bucket Protocol" to optimize your TFSA vs RRSP placement, ensuring you keep your "Real Wealth" protected from inflation and taxation.

🛑 DON'T MISS THIS NEXT "The 8 Common TFSA Traps That Destroy Returns" 👉    • Most Canadians Make This TFSA Mistake Befo...  

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