WARNING: Australia’s Housing Time Bomb Is About to Go Off on Millions of Households (No One's Ready)

Описание: Fresh ABS lending data reveals a reality about Australia's 5% deposit scheme that contradicts government messaging. Two simultaneous waves have collided in the property market, creating unprecedented competition at the affordable end while supply continues to shrink. New first home buyer loans surged 6.8% in the December quarter 2025, with loan values jumping 15.5% to $19.3 billion. At the same time, investor lending hit record levels at $43 billion in one quarter. Average first home buyers now borrow around $600,000, while KPMG analysis shows they can only afford 12% of available housing stock, down from 30% in 2019. This structural shift in demand fundamentals will directly impact anyone planning to enter the Australian property market in 2026 and 2027. Understanding these lending statistics, borrowing capacity trends, and supply constraints is critical for making informed property investment decisions in the current housing crisis.

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➡️ DPU Ep. 143 Timestamps:
00:00 Intro: Government data exposes hidden deposit scheme impact
02:07 Wave one: First home buyer lending explosion revealed
04:09 Wave two: Record investor activity creates perfect storm
06:21 Supply crisis: Why 88% of homes are now unaffordable
09:12 Price forecasts: What 2026 and 2027 buyers face
09:50 Conclusion: The data driven reality of market entry

#housingcrisis #Australia #homebuyers