Should I Dispute Unauthorized Charges On My Credit Card? - Consumer Laws For You

Описание: Should I Dispute Unauthorized Charges On My Credit Card? Have you ever noticed an unfamiliar charge on your credit card statement and wondered what steps to take? In this informative video, we'll explain everything you need to know about handling unauthorized charges on your credit card. We'll start by defining what constitutes an unauthorized charge and how such transactions can occur. We'll discuss your rights under federal laws and what protections are in place to prevent you from being held responsible for charges you did not approve. You'll learn the importance of acting quickly, including how to contact your credit card issuer and what information to provide when disputing a charge. We'll also cover the proper procedures for submitting a dispute, including sending a written letter within sixty days and keeping proof of your request. Additionally, we'll explain what to expect during the investigation process, how the credit card company must respond, and the options available if you disagree with their decision. If you want to protect your financial interests and understand your rights, this video is for you. Stay informed and learn how to handle unauthorized charges effectively. Remember, your credit card company is there to assist you in resolving these issues, so don’t hesitate to reach out when needed.

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