HRA 50% vs 40% Rule Explained | Maximize Tax Savings on Rent | Old regime Guide|

Описание: Are you confused about what 50% / 40% of salary in HRA means for your income tax exemption? 🤔 In this video, we break down the House Rent Allowance (HRA) exemption calculation under the Old Tax Regime (FY 2024–25) using simple language and examples. Whether you're a salaried employee living in a metro city like Mumbai or a non-metro city like Jaipur, this video will help you save taxes legally and smartly.

🔍 In This Video, You'll Learn:
✔️ What is HRA and how it works
✔️ Meaning of 50% and 40% of salary in HRA
✔️ How to calculate HRA exemption step-by-step
✔️ Who can claim HRA exemption
✔️ What components of salary are included
✔️ HRA rules for metro vs non-metro cities
✔️ Real-life example to understand exemption
✔️ Tips to maximize your tax savings in FY 2024-25
✔️ Common mistakes while claiming HRA exemption
✔️ Difference between HRA under old and new tax regime

🏙️ Metro Cities (50% of Salary):
Delhi, Mumbai, Kolkata, Chennai
🏡 Non-Metro Cities (40% of Salary):
All other cities

📊 HRA Exemption Formula (Old Regime):
Exempt HRA = Least of the following three:
1️⃣ Actual HRA received
2️⃣ Rent paid – 10% of salary
3️⃣ 50% of salary (metro) / 40% of salary (non-metro)

Salary = Basic + Dearness Allowance (if part of retirement benefits)
👉 Commission may be added if it's a % of sales

📌 Who Should Watch This?
✅ Salaried Employees
✅ HR Professionals
✅ Freelancers paying rent but drawing salary
✅ Chartered Accountants (CAs)
✅ Tax Consultants & Practitioners
✅ Finance Students
✅ Anyone confused about HRA rules under Income Tax Act

💬 Still Confused?
Drop your salary and rent details in the comments for a free HRA calculation!
🔔 Don’t forget to Like, Share & Subscribe for more tax-saving tips every week.

HRA vs Standard Deduction

New Tax Regime vs Old Tax Regime

Rent Receipts Format for HRA

How to Claim HRA Without Landlord PAN

Section 10(13A) Explained

📱 Follow us on social media for daily finance tips:
Instagram | Facebook | LinkedIn | YouTube Shorts

Follow Us
📸 Instagram rule_infinity_|
🎥 YouTube @RuleInfinitybusinessservices |
🌐 Website https://theruleinfinity.com/


HRA exemption calculation, HRA 50% vs 40%, HRA rules 2025, income tax HRA, house rent allowance, how to save tax on rent, HRA metro city rule, HRA non metro city, income tax old regime, HRA exemption example, Section 10(13A), salaried employee tax saving, HRA India 2024-25, how HRA is calculated, rent paid HRA exemption, tax exemption on HRA in India