RRB PO Interview: क्या 12 साल का बच्चा Cheque Sign कर सकता है? 😱 | Legal Trap!

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📝 About this Video: In this RRB PO Interview Class, we discuss a very tricky Banking Awareness question: "Can a Minor (Child) sign a Cheque?"

Most candidates answer "NO" thinking a child under 18 cannot sign legal documents. This is WRONG. In this video, we explain the conflict between Law (Theory) and Banking Practice (Reality):

The Law: How Section 26 of the NI Act allows a minor to sign and negotiate a cheque.

The Risk: Why Banks still refuse to issue cheque books to minors.

The Loophole: What happens if a minor's cheque bounces? (Can you sue a child?).

The Interview Answer: How to balance your answer between "Yes, legally" and "No, practically."

🔍 Topics Covered:

Minor Accounts (Self-Operated vs Guardian).

Section 26 of Negotiable Instruments Act.

Legal Liability of Minors (Indian Contract Act).

IBPS RRB PO Interview Preparation.

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Timestamps: 0:00 - The Interview Question: Can a Minor Sign? 1:15 - The Legal Rule: Section 26 NI Act (Yes!) 2:30 - The RBI Rule for 10+ Year Olds 3:45 - The Big Problem: No Personal Liability 5:00 - Can you sue a Minor for Cheque Bounce? 6:15 - Practical Banking Policy 7:00 - Perfect Interview Answer

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