Assumable Mortgage Savings: The Rate Is the Asset

Описание: Assumable mortgage savings are real. $975/month. $351,000 over 30 years. Same house, different rate. See the math, then call (719) 624-3472.

If you've run the numbers and the payment keeps coming back too high, the problem isn't you. It's the rate. Some sellers are sitting on loans from 2020 and 2021, locked at rates like 2.75%, and you can assume that loan, rate included. The lender is involved the whole time. Fully legal, fully above board.

On a $400,000 loan, the difference between 6.8% and 2.75% is $975 every single month. That's nearly $12,000 a year. Over 30 years, the total interest gap is $351,000, on the same house. That's not a rounding error. That's the entire case for knowing how to find and close an assumable mortgage.

The rate already exists. It's sitting on a property right now. The work is knowing where to look and how to get the bank to actually process it. That's what I do.

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0:00 Why Your Payment Keeps Coming Back Too High
0:14 Monthly Payment Comparison: 6.8% vs 2.75% on a $400K Loan
0:38 $351,000 in Interest. Same House.
0:52 Why 2020 and 2021 Rates Still Matter Today
1:08 How to Get Into an Assumable Mortgage

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Work with Ryan Thomson, The Assumable Guy.
Website: https://www.assumableguy.com
Instagram: @the.assumable.guy
Phone: (719) 624-3472

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