4 Ways Toronto Families Afford to Stay in the City (Without Going Broke)

Описание: Stop Moving to the Suburbs: The Toronto Family Playbook

I'm Josh Jean-Baptiste, a Toronto real estate broker who lives in Oakwood Village with my wife and two sons (one in Grade 7 at Rawlinson, one in Grade 12 at Oakwood Collegiate). I've helped over 50 families stay in Toronto using these exact strategies.

In this video, I break down The Urban Family Playbook – 4 proven strategies for staying in Toronto without going broke:

⏱️ TIMESTAMPS:
00:00 - Why Toronto Families Are Leaving (And Why You Don't Have To)
03:08 - The 4-Pillar Framework
03:31 - Pillar 1: The Urban Hack (Family Condos)
05:26 - Pillar 2: The Middle Ground (Townhouses)
06:45 - Pillar 3: The Mortgage Helper (Duplexes)
08:42 - Pillar 4: Location Arbitrage (My Specialty)
10:17 - Download The Free Playbook
11:21 - Why I Do This Work

📥 DOWNLOAD THE FREE PLAYBOOK:
Get all 4 strategies with real numbers, neighbourhood recommendations, and trade-offs:
https://realestateundertheradar.ca/un...

📞 BOOK A FREE 45-MIN STRATEGY CALL:
Let's look at your income, down payment, and find where the opportunities are RIGHT NOW:
https://calendly.com/josh-1173/45min

💬 TEXT ME DIRECTLY:
(365) 376-9485

🎥 WATCH NEXT - The Duplex Strategy Explained:
I sat down with Samantha from Outline Financial to break down exactly how families use rental income to add $200K in buying power:
   • Priced Out of Toronto? How Families Use Du...  
Full Interview:
   • Full Interview: Samantha from Outline Fina...  

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THE 4 STRATEGIES:

1️⃣ THE URBAN HACK (Condos)
Trade backyard maintenance for world-class amenities. Real example: Clients bought a 2+den in CityPlace for under $900K. Houses nearby? $2M. They saved $1M+ and their kids walk to two new schools, a massive park, library, and community center.

2️⃣ THE MIDDLE GROUND (Townhouses)
Get the house feel without the $2M price tag. Townhouses in the 416 were UP 5.4% last year while detached homes dropped. Look in: Junction, Lambton, Scarborough Junction, Davenport.

3️⃣ THE MORTGAGE HELPER (Duplexes)
A legal basement suite generating $2,200/month can add $200K to your buying power. That family making $150K who qualifies for $975K? With rental income, they qualify for $1.4M. That's the difference between a condo in the suburbs and a detached home in the city.

4️⃣ LOCATION ARBITRAGE (My Specialty)
Stop paying for brand names. Buy the neighbourhood next door. My family lives in Briar Hill (west of the Allen). We're 8 minutes from Forest Hill Village but paid millions less. I've helped clients do this all over Toronto:
Oakwood Village instead of Wychwood
Humewood instead of Cedarvale
Cliffside instead of The Beaches
Lambton instead of Kingsway

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ABOUT ME:
I'm a Toronto real estate broker with SAGE Real Estate, specializing in Location Arbitrage – finding hidden value in Toronto neighbourhoods before they become popular. I built my business helping families stay in the city using the exact strategies I used for my own family.

My approach: I'm not trying to maximize my commission. I'm trying to help Toronto families make informed decisions so they don't overpay OR leave the city when they don't have to.

📍 Real Estate Under The Radar
📧 [email protected]
📱 Text: (365) 376-9485
🌐 realestateundertheradar.ca/links

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