RESTART..... in 2025 | Ankur Warikoo Hindi

Описание: If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/Tmbo2nUTnhn9vjpG7

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

Meet Santosh from Mumbai, a dedicated father of two who turned his financial life around at 45. Despite facing severe setbacks including job loss, depleted PF savings, and personal struggles, he discovered the power of disciplined investing. Today, on a salary of ₹54,800, he's building a secure future through smart SIPs, proper insurance planning, and strategic financial decisions. His story proves it's never too late to start your financial journey.

In this episode of Money Matters, we break down the exact strategy for middle-class families to achieve financial freedom - from creating emergency funds and choosing the right insurance to making smart investment decisions with limited income. Whether you're recovering from setbacks or starting late in your financial journey, this episode will show you the practical steps to secure your family's future through disciplined investing and proper financial planning.

00:00 Introduction
00:34 About Santosh
03:18 Santosh's expectations from Money Matters
06:31 Current financials
18:36 Plan to repay loans
20:18 Funding kids' education
21:04 Optimising investments
23:25 Future projections
25:08 Insurance planning
26:27 How to manage big expenses
29:49 CIBIL Score
31:53 Closing remarks

#PersonalFinanceIndia #MoneyMatters #warikoo

------------------------------------------------------------------------------------------------------------------------------

My Money Apps:
Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR
How to pick the right insurance (Ditto): https://bit.ly/3xFh7OU

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do Epic Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoq...
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram:   / ankurwarikoo  
🐦 Twitter:   / warikoo  
👨🏻‍💻 LinkedIn:   / warikoo  
😄 Facebook:   / awarikoo  
🖋 Daily Blog: https://ankurwarikoo.com/blog/