How to Stop Insurance Adjusters From TRICKING You After an Accident

Описание: Insurance After a Car Accident: The Questions Insurance Adjusters Hate That You Know to Ask to Get Fair Compensation From Your Georgia Car Crash Settlement. Are you tired of adjusters stalling, dodging your questions, and pressuring you to settle for pennies? You know you're owed more, but don't know how to take back control and fight for fair compensation. If you don't ask the right questions, you could lose thousands in compensation you deserve. Join Attorney Ted Spaulding in today's breakdown video about the QUESTIONS you NEED to KNOW to ask the insurance adjusters that put YOU in control of your settlement! 7 Questions Insurance Adjusters Hope You Never Ask After a Car Accident!

Contact Information:
📞 Free Consultation: (770) 744-0890
🌐 Website: https://www.spauldinginjurylaw.com/

What You'll Learn:
The exact questions that flip control back to you as the victim
How to force adjusters into defensive positions during negotiations
Georgia's certified letter requirement to get coverage information
Why adjusters refuse to share critical evidence (and how to use it against them)
The power move question that reveals if they have more money available

Key Takeaways:
✅ Georgia uses comparative negligence — every percent of fault costs you compensation
✅ $25,000 state minimum vs $100,000 coverage changes your entire negotiation strategy
✅ Certified requests legally force insurance companies to disclose coverage limits
✅ Adjusters have NO legal right to demand recorded statements or medical releases
✅ The "attorney threat" question reveals their true settlement authority

Chapters (Timestamps):
00:00 — Adjusters Stall, Dodge & Pressure (Time to Fight Back)
01:22 — Question 1: Will You Put in Writing Your Insured Was At Fault?
02:27 — Question 2: How Much Insurance Coverage Do They Have?
04:20 — Question 3: Give Me Copies of ALL Evidence
05:34 — Question 4: How Do You Calculate Your Offers?
06:09 — Question 5: Do I Have to Give a Recorded Statement?
06:45 — Question 6: Do I Have to Sign This Medical Release?
07:46 — Question 7: What If I Don't Take This Offer & Hire an Attorney?

Georgia-Specific Legal Protections You Need to Know:
Comparative Negligence: Any fault percentage reduces your compensation dollar-for-dollar
Certified Coverage Requests: Insurance companies must legally disclose policy limits when properly requested
No Recorded Statement Requirement: You never have to give recorded statements to liability insurers
Medical Release Control: Never sign blanket releases — they'll get 10 years of medical records

Critical Mistakes That Cost You Money:
❌ Accepting fault discussions without demanding written liability admission
❌ Negotiating without knowing actual policy limits available
❌ Giving recorded statements when legally unnecessary
❌ Signing medical releases that give unlimited record access
❌ Taking offers without understanding their calculation methods

Red Flags: What These Questions Expose:
"They won't put fault in writing" → Playing liability games
"They won't disclose coverage" → Hiding available money
"They demand recorded statements" → Testing if you know your rights
"They insist on medical releases" → Fishing for pre-existing conditions
"They panic about attorney mention" → More money available

Why This Matters Right Now:
Insurance adjusters receive extensive training on psychological manipulation and settlement tactics. These questions flip the script and put them on defense. When they stumble, fumble, or refuse to answer, you know exactly what kind of adjuster you're dealing with.

Real Negotiation Impact:
Question reveals they're lying about requirements → You can't trust anything they say
Coverage disclosure shows $100K available when offering $4K → Massive leverage shift
Evidence requests expose damage photos they're hiding → Destroys their "low impact" argument
Attorney question makes them panic → Reveals settlement authority they're hiding

Georgia Legal Requirements:
Certified Letter Rule: Verbal coverage requests can be refused, certified letters cannot
No Recorded Statement Law: Liability insurers have zero right to demand statements
Evidence Control: You control what medical records they receive, not blanket releases

Important Legal Disclaimer:
This is educational content only and does not constitute legal advice. Viewing this video does not create an attorney-client relationship. Every accident is unique — consult with a licensed Georgia attorney about your specific situation immediately.

Next Video: "5 Mistakes That Can Ruin Your Georgia Injury Settlement" — Critical errors made in the first 48 hours that destroy cases and how to avoid them. If you're currently dealing with Georgia insurance adjusters, use these questions NOW. Every conversation without them gives adjusters more control over your claim :    • You Can RUIN Your Georgia Accident Claim W...  

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