The Biggest Insurance Mistake in Colorado Homes Over $1 Million

Описание: One of the biggest insurance mistakes we see in Colorado homes over $1 million has nothing to do with the home’s market value.

In this video, we explain why insuring a home based on market value — instead of reconstruction cost — is a critical and costly mistake, especially for high-value and custom homes in Colorado.

Market value reflects location, land, and demand. Insurance, however, is based on what it would cost to rebuild your home after a total loss. With rising construction costs, labor shortages, specialty materials, and wildfire risk, reconstruction costs often exceed what homeowners expect.

▶ In this video, you’ll learn:
The difference between market value and reconstruction cost
Why market value is irrelevant for home insurance
How rebuild cost inflation impacts $1M+ homes
Common coverage gaps caused by outdated valuations
What to review to ensure your home is properly insured

If your home insurance is based on market value or hasn’t been reviewed recently, a professional policy review can help ensure your coverage reflects today’s true reconstruction costs.

👉 Request a Colorado high-value home insurance policy review using the link below.
https://directinsservices.com/fg/pers...

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