🔴 LIVE: Uphold Is Redefining Banking & XRP Rewards – With Uphold SVP Raj Viroja

Описание: XRP is moving beyond speculation and into everyday banking as Uphold’s neobanking strategy takes shape, bringing Ripple, rewards, and regulation into focus.

In this interview, we break down how Uphold’s leadership connects neobanking, tokenized deposits, and XRP as traditional finance converges with blockchain rails. From regulation and cross-border payments to rewards and stablecoins.

Timestamps
00:00 Welcome and introduction to Uphold neobanking
00:43 Raj Viroja background and transition from traditional banking
01:38 Uphold debit card rewards and XRP community loyalty
02:28 What neobanking actually means for crypto users
03:26 Banking convergence and the shift away from branches
04:38 Instant payments and global settlement vision
06:20 Why Uphold listed XRP early
07:16 Uphold decision to support XRP during the SEC lawsuit
09:10 Tokenized deposits vs ACH and wire transfers
11:13 Ripple, XRP liquidity, and cross-border payments
15:11 XRP, stablecoins, and RLUSD working together
21:50 XRP rewards, debit card spend, and direct deposit
26:15 Upcoming Uphold neobanking announcement teaser
30:38 Regulation, institutions, and crypto banking adoption

If you follow payments infrastructure, digital banking, or institutional digital asset adoption, this discussion provides important context for how crypto is integrating into everyday finance — and why XRP continues to play a role in real-world payment systems.

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