The Dragon’s Den Mortgage App Explained (Sprive) — Pay Off Your Mortgage Faster?

Описание: After appearing on BBC Dragon’s Den and securing a £50K investment, Jinesh Vohra’s mortgage app became the most downloaded finance app in the UK. https://sprive.com

But does it actually work?

In this episode, we break down the real question facing millions of homeowners: should you be paying off your mortgage early — and if so, how?

Jinesh, founder and CEO of Sprive, joins us to explain how his app helps people chip away at their mortgage using cashback, spare change, and smarter refinancing. We also go behind the scenes of his Dragon’s Den experience — what the Dragons really asked, how the deal came together, and why national TV can transform a fintech business overnight.

If you have a mortgage, or plan to, this conversation could materially change how you think about debt, investing, and financial freedom.

In this episode we discuss:

– Why mortgages are “front-loaded” with interest (and why that matters)
– Whether overpaying beats investing in today’s interest rate environment
– How cashback can meaningfully reduce your mortgage term
– The psychology of being mortgage-free
– What really happens inside the Dragon’s Den pitch room
– Why trust is everything in fintech
– How appearing on the BBC drove 130,000+ downloads

Timestamps
00:00 – After Dragon’s Den: becoming the UK’s top finance app
01:00 – Should you pay off your mortgage early?
08:30 – Why overpaying early saves significantly more interest
10:00 – How the Sprive app works
17:20 – The emotional side of mortgage debt
18:30 – Inside Dragon’s Den
23:30 – Is Dragon’s Den about investment — or exposure?
28:10 – Which Dragons invested and what happens next

About Jinesh Vohra
Jinesh is the founder of Sprive, a fintech platform designed to help homeowners reduce their mortgage term and interest costs. A former Goldman Sachs professional, he paid off his own mortgage early before launching the company.

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DISCLAIMER
This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit ⁠⁠⁠www.fca.org.uk/investsmart⁠. Please note, video captions are auto-generated and may not be 100% accurate.