I Finally figured out US Health Insurance (Deductibles, HSA, Free Preventative Care)

Описание: sharing recent information i learned and experiences i had with the ~healthcare system~
TIMESTAMPS

00:00 INTRO
01:06 MY STORY
02:10 DON’T ASK IF THEY “ACCEPT” YOUR INSURANCE
04:00 ZOCDOC GOOFS
04:55 HIGH DEDUCTIBLE PLAN EXPLAINED
06:16 HSA EXPLAINED
08:03 YOU HAVE FREE PREVENTATIVE CARE IN YOUR PLAN
09:40 PAYMENT PLAN TRICK TO PAY LESS OVERALL
11:40 FINDING OUT I GOT OVERCHARGED & HOW TO GET REFUNDS
13:00 DOUBLE BILLING CODES?
15:32 CONCLUSION & SUMMARY

Refunds, Claims, Deductibles, HSA

ADDITIONAL RESOURCES:

https://theconversation.com/preventiv...

https://www.healthline.com/health-new...


After avoiding doctors for 3 years, I finally decided to schedule some basic check-ups. Along the way, I ended up discovering money saving useful tips i was missing out on, how to interpret claims and find out if i was being overcharged, and how how the system operates in reality vs on paper.

Key topics covered include health insurance claims processing, medical billing errors, HSA account optimization, deductible management, in-network provider selection, preventative care benefits, out-of-network claim filing, and medical refund procedures.

The American healthcare system places the burden on patients to understand complex insurance rules, but once you learn how the system actually works, you can save hundreds or thousands of dollars annually while getting better healthcare outcomes.

Disclaimer:
This content is based on personal experience navigating health insurance in the United States. Individual insurance plans vary significantly, so always verify coverage details with your specific insurance provider before making healthcare decisions.

#insurancetips #healthinsurance #medicalrefunds #healthcaresystem #insurancetips #financetips #healthcare #medicalbilling #preventativecare #networkproviders #healthsavingsaccount