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Life Income Fund (LIF): Definition and How Withdrawals Work
Автор: Simple Explain
Загружено: 2026-01-01
Просмотров: 99
Описание: A life income fund (LIF) is a type of registered retirement income fund (RRIF) offered in Canada for managing retirement income from locked-in pension funds and other assets. LIFs cannot be withdrawn in a lump sum, and withdrawals are regulated by the government. Advantages of LIFs include tax-deferred growth, investment flexibility, and creditor protection. Taxes are withheld on excess withdrawals, and LIF income is taxable. Upon death, the remaining balance is paid to your spouse or heirs.
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