Class 12TH BUSINESS STUDIES CONSUMER PROTECTION ACT ONE SHOT VIDEOfull explained in most important

Описание: This "One-Shot" summary covers the entire Consumer Protection Act, 2019 for your Class 12 Business Studies exam. I have focused on the most important topics that frequently appear in board exams.
1. Meaning & Importance
Consumer protection refers to the act of providing adequate protection to consumers against unscrupulous, exploitative, and unfair trade practices of manufacturers and service providers.
From Consumer's Point of View: Widespread exploitation of consumers, consumer ignorance, and the need for organized action.
From Business's Point of View: Long-term interest of business, use of society's resources, social responsibility, and moral justification.
2. Who is a Consumer?
Under the Act, a consumer is a person who:
Buys any goods for a consideration (paid or promised).
Hires or avails of any service for a consideration.
Note: It does not include a person who obtains goods for resale or commercial purposes.
3. Six Consumer Rights
Right to Safety: Protection against goods and services hazardous to life and health (e.g., ISI mark on electrical appliances).
Right to be Informed: Access to information about quality, quantity, purity, and price (Labeling).
Right to Choose: Freedom to choose from a variety of products at competitive prices.
Right to be Heard: Right to file a complaint and be heard in consumer forums.
Right to Seek Redressal: Right to get relief/compensation against unfair trade practices.
Right to Consumer Education: Right to acquire knowledge and skills to be an informed consumer.
4. Consumer Responsibilities
Ask for a Cash Memo: This is the proof of purchase.
Be Quality Conscious: Look for standard marks (ISI, AGMARK, Hallmark).
Read Labels: For prices, expiry dates, and warnings.
Assert Yourself: To ensure you get a fair deal.
File a Complaint: Even for small amounts, to discourage malpractice.
5. Three-Tier Redressal Machinery (The Most Important Topic)
The Act provides a three-tier system for the redressal of consumer grievances:
| Agency | Jurisdiction (Value of Goods/Services) | Composition | Appeal to |
|---|---|---|---|
| District Commission | Up to ₹1 Crore | President + 2 members | State Commission (within 45 days) |
| State Commission | ₹1 Crore to ₹10 Crore | President + at least 2 members | National Commission (within 30 days) |
| National Commission | Exceeding ₹10 Crore | President + 4 members | Supreme Court (within 30 days) |
6. Who can file a complaint?
Any consumer.
Any registered consumer association.
Central or State Government.
A group of consumers with a common interest.
Legal heir or representative of a deceased consumer.
7. Reliefs Available to Consumers
Removal of defects in goods.
Replacement of the product.
Refund of the price paid.
Payment of compensation for loss or injury.
Discontinuation of unfair trade practices.