HDB BTO vs Resale: What property to buy as a First-Time Home Buyer?

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1. Eligibility: citizenship, income criteria, age (singles & elderly)
2. Price: Affordability, resale COV, resale levy
3. Grants & Subsidies: EHG for BTO, various grants for resale
4. Waiting time: BTO 5 years wait (application + construction) + 5 years MOP vs Resale 0.5 years admin + 5 Years MOP. SBF in between
5. Location: Newer estates vs more mature estates with amenities. Proximity to MRT, workplace, shopping malls, parent’s place

Chapters:
00:00 Introduction
01:39 Eligibility
04:44 Affordability
08:23 Grants
11:56 Fees, Duties, Levy
14:08 Waiting time
19:14 Minimum Occupation Period (MOP)
20:04 Location
26:00 Conclusion

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