How Long Does $1 Million Last in Retirement? (We Tested 4 Scenarios)

Описание: If you have $1 million saved for retirement, how long will it last? We put this question to the test with four different spending scenarios, and the results might change how you think about your retirement plan.

What we cover
00:00 Intro
00:30 The #1 Question Retirees Ask About Their Savings
01:30 Why Stress Testing Your Portfolio Matters
03:18 Scenario 1: 40k Withdrawal
06:25 Scenario 2: 50k Withdrawal
07:24 Scenario 3: 60k Withdrawal
09:24 Scenario 4: 80k Withdrawal
11:00 Three Phases of Retirement Spending
13:52 Stress Testing Against Market Volatility
15:55 Client Success Story

These scenarios are based on steady portfolio withdrawals and do not account for Social Security, pensions, or other income sources—so your actual retirement income may vary.
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Loren Merkle
CFP®, RICP®, Certified Financial Fiduciary®
https://merkleretirementplanning.com/...

Clint Huntrods
Certified Financial Fiduciary®, PhD
https://merkleretirementplanning.com/...

Molly Nelson
Host of Retiring Today with Loren Merkle
https://merkleretirementplanning.com/...
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