Infinite Banking Explained: The Truth Banks Don’t Want Canadians to Know

Описание: Welcome to the official Infinite Banking Masterclass — a complete, structured walkthrough of the strategy that changed my life and the lives of hundreds of Canadian families.

In this video, I take you behind the scenes of how money really flows in Canada — not from theories, but from history, banking reports, government rules, and the real financial struggles everyday families face.

This Masterclass is divided into 8 clear sections:

🧩 PART 1 — Who Am I & Why I Teach This

My journey from university student…
to financial advisor…
to discovering Nelson Nash…
to becoming my own banker…
to building a system worth $51,900/year for my own family.

📘 PART 2 — How Nelson Nash Eliminated $2.5 Million of Debt in 13 Years

Discover the true story of the man behind the concept:
• how a real-estate crisis crushed him
• how interest rates jumped to 23%
• how prayer, imagination, and logic led him to the solution
• how he rebuilt his entire financial life through whole life insurance

🏠 PART 3 — The Problem This Concept Solves in Every Family’s Finances

Why families work for 2 weeks…
but money leaves their account in 2 days.
The truth about who controls the banking function in your life.

💸 PART 4 — Why Families Can’t Get Ahead (The Hidden Cost of Interest)

The average Canadian loses 35% of their income to interest without knowing it.
Mortgages, auto loans, credit cards — and the “headwind” that keeps families stuck.

🔒 PART 5 — The Illusion of Control: Who Really Owns Your Savings?

A deep dive into RRSPs, tax deferral, withholding taxes, and the real question of access and control.
Discover why “saving for retirement” can quietly mean losing control for decades.

🎓 PART 6 — The RESP Trap

Parents save for 17 years…
their child uses the money for 4 years…
and access is restricted the whole time.
Learn how RESPs affect OSAP, bursaries, liquidity, and your long-term control.

🏦 PART 7 — Where Banks Warehouse Their Own Money

Banks tell us to save in RRSPs.
But what do they use?
Bank-Owned Life Insurance (BOLI).
Straight from RBC, BMO, and CIBC public reports.

🔧 PART 8 — The Solution & Case Study

Lukas & Emily’s real family case:
• saving $20,000/year
• buying cars
• preparing for retirement
• planning for their children
• building a $1.7M asset — without changing how hard they work.

The tool is simple:
A Dividend-Paying Participating Whole Life Insurance Contract
with a mutual life insurance company.

🔁 What You’ll Learn

✔ How to control the banking function in your life
✔ How to stop losing money to interest
✔ How to make your money work for you more than once
✔ How to finance everything you buy — without relying on banks
✔ How wealthy families think about money, liquidity, and control
✔ How to turn your income into a private, generational banking system

📲 Book a Strategy & Implementation Call

If this resonates with you and you want a system personalized to your life:
👉 https://calendly.com/lorismugisha/lea...
👉Text ''IBC'' to 873-353-6254

⚠️ Disclaimer

This Masterclass is for educational purposes only.
It does not provide personalized financial, legal, tax, or investment advice.
Every financial situation is unique, and viewers should consult a licensed professional before making decisions.

I am a licensed financial security advisor in:
Ontario, Quebec, Alberta, and New Brunswick
(and working toward additional provinces).

The Infinite Banking Concept® is a registered trademark of the Nelson Nash Institute.
This Masterclass is inspired by the teachings of R. Nelson Nash.

🙏 Final Message

If you’ve ever felt like something is “off” in the financial system…
If you’ve ever wondered why you work so hard but money still slips away…
If you’ve ever wanted more control, more clarity, and more peace —

then this Masterclass is for you.

Take notes.
Pause when you need to.
And listen with an open heart.

Your life may change the same way mine did.

— Loris Mugisha
Founder, Private Reserve Financial
Helping Canadians reclaim control over their money, one family at a time.

Timestamps:
00:00 - Who Am I and How Can I Help You?
07:49 - Who was R. Nelson Nash and how did he eliminate $2.5M of debt in 13 years?
16:21 - What financial problem does the Infinite Banking Concept solve for every Canadian family?
32:09 - Why can’t families get ahead financially? (The hidden cost of interest)
44:02 - Who really owns your savings once you put them in RRSPs, RESPs, or banks?
53:48 - Is the RESP structure limiting your long-term financial control as a parent?
01:01:33 - Where do banks warehouse their money… and why isn’t it RRSPs or TFSAs?
01:10:16 - How does the IBC system work in real life? (The Lukas & Emily case study)