Ray Dalio: If You Want to Retire Rich, Never Buy These 5 Things

Описание: Over the years, I’ve seen far too many people do everything “right” — work hard, earn a solid income, and stay consistent — yet still reach retirement with little to show for it. It’s rarely due to a lack of intelligence or effort. More often, it’s the result of small, repeated financial choices that quietly erode wealth over time.
In this video, I’m breaking down five common purchases that seem normal — even responsible — but are steadily wrecking the retirement prospects of millions. These aren’t flashy indulgences or outrageous splurges. They’re everyday decisions that feel harmless in the moment, yet compound against you year after year.
Once you understand how money truly works — and how the system is designed to encourage spending over ownership — these purchases reveal themselves as traps. The system thrives when you consume. Real wealth is built by those who learn to resist.
I’ll walk you through the numbers. I’ll explain the psychology. And most importantly, I’ll show you how to safeguard your future — not through luck, hype, or risky bets, but through discipline, clarity, and principles that have stood the test of time.
This isn’t about being frugal for the sake of it.
It’s about reclaiming control.
And control begins with knowing what not to buy.