Avoid These Mortgage Mistakes in Omaha's Market

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Buying a home in Omaha in 2026 isn’t just about finding the right house — it’s about understanding the financing before you write an offer.

In this livestream, I’m joined by Erik Soderholm with Fairway Mortgage to break down how the mortgage process actually works in the Omaha metro, what buyers need to do (and avoid doing), what’s changed in lending for 2026, and how NIFA financing really works for first-time and qualifying buyers.

We cover:

How the mortgage application process works from pre-approval to closing
The biggest financing mistakes buyers make — and how to avoid them
What lenders are looking at more closely in 2026
How interest rates, DTI ratios, and insurance costs affect approval
The truth about pre-approvals vs real underwriting
Omaha-specific factors like property taxes, appraisals, and new construction
The basics of NIFA financing and who actually qualifies
When NIFA is a great option — and when it’s not

This livestream is designed for:
✔️ First-time home buyers
✔️ Relocation buyers moving to Omaha
✔️ Buyers using or considering NIFA
✔️ Anyone who wants to avoid financing surprises

If you’re planning to buy in the Omaha area in 2026, this conversation will help you make smarter decisions and avoid costly mistakes.

📍 Thinking about moving to Omaha?
I’m David Matney, a full-time Omaha real estate agent. I help people relocate to the Omaha metro every week, and my job is to help buyers understand the market, the numbers, and the long-term implications before they commit.

📞 Connect with David
⭐ David Matney | Nebraska Realty⭐
📞 Call or Text: 402-490-6771
📧 Email: [email protected]



⚠️ Disclaimer:
This video is for educational and informational purposes only and does not constitute legal, financial, or tax advice. Real estate and lending guidelines are subject to change. Always consult with a licensed real estate professional and a qualified mortgage lender regarding your specific situation.

Erik Soderholm is a mortgage professional with Fairway Mortgage. Loan programs, rates, terms, and availability are subject to qualification and change without notice.