The Hidden Risk Before Retirement Most Ignore (It's Not Money)

Описание: Can your retirement plan survive a disruption today?

Most retirement planning focuses on one question:
Will I have enough money in the future?

But in the years before retirement, there’s another risk that matters more —
the risk of running out of time.

If income dropped or expenses spiked tomorrow, how long would you have to respond calmly before your retirement date quietly slips away?

That window is your Time Buffer — and most people don’t know theirs.

In this video, I introduce Pre-Retirement Disruption Readiness, focusing on how income changes, expense spikes, or life events affect your timeline before retirement.
-Not guessing.
-Not panic.
-Just visibility.

Using the Retirement Bridge Planner, you’ll see:
How much time you actually have if life changes
Whether you stay on track — or start drifting
What you could adjust before pressure forces a decision

And because numbers alone don’t make decisions easier, I also walk through how the Retirement Bridge Playbook helps you think through those choices in advance — so you’re not figuring them out in the middle of a disruption.

What you’ll learn in this video
Why Time Buffer matters more than net worth before retirement
The difference between your Retirement Date and your Coverage Date
How to calculate your “breathing room” in under 10 minutes
Why survivability comes before comfort
How clarity reduces panic — even when plans change

Free resources mentioned
🛠️ The Retirement Bridge Planner (Google Sheets & Excel)
https://forms.gle/597vroKFzFEWUcE67

📄 The Retirement Bridge Playbook (PDF)
https://forms.gle/597vroKFzFEWUcE67

Both are free!

Timeline
00:00 The Hidden Risk Before Retirement
00:35 Why Time Matters More Than Money
02:00 Retirement Is a Bridge, Not a Date
02:51 Coverage Date and Time Buffer Explained
04:36 Seeing Your Time Buffer in Real Life
05:36 How the Retirement Bridge Planner & Playbook Help

About this channel:
This channel focuses on practical retirement planning for people who are still working — especially the years before Medicare.
Less hype.
More clarity.
Better decisions under real-world pressure.

#RetirementPlanning #GenX #EarlyRetirement #IncomeDisruption #TimeBuffer #FinancialIndependence #GenxRetirement #SocialSecurityRetirement #PreMedicare #RetirementRisk #financialeducation #financialindependence #RetirementBridge

Disclosure:
This video is for educational and informational purposes only. It reflects general concepts and personal perspectives, not personalized financial, tax, or investment advice. Everyone’s situation is different, and decisions should be made based on your own circumstances.