New UPI Charges from Oct 15: Who Actually Pays? | VR Flow Podcast

Описание: From 15 October 2026, a 0.4% MDR applies to UPI payments to merchants above ₹2,000. The merchant pays it, not you.
✅ Sending money to family & friends: always free
✅ Shop payments up to ₹2,000: free
✅ Small shops (up to ₹1 lakh/month via QR): free
✅ Charge capped at ₹300 per transaction

But will merchants really absorb it? Watch the full conversation on VR Flow Podcast.

Sources: PIB, Ministry of Finance (15 Sep 2026) https://www.pib.gov.in/PressReleasePa... · NPCI FAQs on UPI MDR (15 Sep 2026)
The forwarded messages in this video are illustrative, not real.

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