Open Enrollment Matters: Health Insurance Considerations for People Diagnosed with ALS

Описание: Open Enrollment is the time each year when consumers can sign up or make changes to their health insurance coverage. This presentation will outline why you should care about Open Enrollment, factors to consider when enrolling in a new plan, and the importance of choosing your plan wisely, especially for those diagnosed with ALS. We will touch on commercial health insurance as well as Medicare.

Timestamps
0:00- 4:18 - Introduction to the Les Turner ALS Foundation
4:19- 8:26- All about Patient Advocate Foundation
8:27 - 8:44 Agenda
8:45 - 10:05 Health insurance basics
10:06 - 11:08 What is open enrollment?
11:09 -12:23 Why is it important?
12:24- 15:02 Options for getting health insurance coverage
15:03 - 17:07 Health insurance marketplace
17:08 - 17:37 Marketplace plan eligibility
17:38- 18:32 Marketplace open enrollment for 2025
18:33 -19:14 Enrolling in a plan
19:15 - 19:48 Ways to enroll in a marketplace plan
19:49- 21:42 Cost saving opportunities
21:43-23:00 Medicare
23:01 -24:36 How does ALS differ
24:37- 27:27 Original Medicare and medicare advantage plans
27:28 - 30:11Medigap plans
30:12 - 30:40 Comparing parts
30:41- 35:08 Changes to Medicare D
35:09- 37:30 How do I know if I am a good fit for MPPP?
37:31 -38:49 Initial enrollment
38:50 - 40:05 Medicare open enrollment
40:06- 41:02 Medicare Advantage open enrollment
41:03 -42:30 General enrollment
42:31 -44:16 Special enrollment period
44:17 -45:04 Late penalties
45:05 -46:13 If you are still working
46:14- 48:07 Making the choice: Orginal Medicare vs Medicare Advantage
48:08 - 48:35 How to enroll
48:36- 50:15 Looking at costs
50:16 -51:02 Helpful tips for ALS patients (marketplace specific)
51:03 -52:14 Helpful tips for ALS patients ( medicare or marketplace)
52:15 -53:10 Enrollment tips for ALS patients (Medicare)
53:11- 53:59 Need help with enrolling for Medicare
54:00 - 54:37 Moving forward
54:38 - 1:04:49 Thank you! Q&A