U.S. Bank Cash Plus Credit Card Review! (U.S. Bank Cash+ Visa Signature Card)

Описание: The U.S. Bank Cash+ Visa Signature Card puts YOU in control of your rewards! Choose how you’d like to earn 5% and 2% cash back, then watch the rewards stack up! Click “Show More” to see Ad Disclosure.

💳👉VIEW CREDIT CARD OFFERS!
https://markscreditcards.com/offers

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‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100:
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WELCOME BONUS (Apr. 2021)
Earn $150 cash back when you spend $500 in the first 90 days of card membership. Plus receive a 0% APR period on balance transfer for the first 12 months, then a 13.99% - 23.99% variable APR after that.

ANNUAL FEE = $0

EARN CASH BACK
5% Choice Categories: Choose 2 Choice Categories | Up to $2,000 in combined spend each quarter | Enroll each quarter
2% Everyday Category: Choose 1 Everyday Category | No limit / cap
1% Other Purchases

U.S. BANK CASH PLUS CATEGORIES / U.S. BANK CASH+ MERCHANTS

5% CHOICE CATEGORIES (Choose 2)
TV, Internet & Streaming Services
Home Utilities
Ground Transportation
Select Clothing Stores
Cell Phone Providers
Electronic Stores
Gyms / Fitness Centers
Fast Food
Sporting Goods Stores
Department Stores
Furniture Stores
Movie Theaters

2% EVERYDAY CATEGORIES (Choose 1)
Gas Stations
Restaurants
Grocery Stores

👉 TO CHOOSE YOUR 5% + 2% CATEGORIES, go to https://cashplus.usbank.com

CLARIFICATIONS
The 5% Select Clothing Stores category is only valid at: Aeropostale, American Eagle Outfitters, Ann Taylor, Banana Republic, Eddie Bauer, Express, Forever 21, GAP, J.Crew, Jos A Bank, Old Navy, Talbots and The Limited.

The 5% Department Stores category does not include discount stores (like Walmart & Target) or wholesale clubs (like Costco).

The 5% Fast Food category and the 2% Dining category are different.

REDEEM CASH BACK
Statement Credit: Min. redemption requirement = $25.00 starting June 01, 2021

Deposit to U.S. Bank Checking, Savings, or Money Market Account: Min. redemption requirement = $25.00 starting June 01, 2021

U.S. Bank Visa Rewards Card: Min. redemption requirement = $25.00

Real-Time Rewards: Min. redemption requirement = $10.00

U.S. BANK CASH+ BENEFITS

Visa Signature Concierge

Visa Signature Luxury Hotel Collection: Special benefits & select hotels around the world when you book through the designated portal, including:
Best available rate guarantee (temporarily unavailable)
Automatic room upgrade when available
-Complimentary Wi-Fi when available
Complimentary breakfast for 2
$25 USD food or beverage credit
VIP Guest status
Late check-out upon request when available

INSURANCE & PROTECTIONS
Zero Fraud Liability
Auto Rental Collision Damage Waiver (CDW)
Travel & Emergency Assistance Services
Roadside Dispatch Services
Extended Warranty Protection
Warranty Manager Service
Purchase security

GOOD TO KNOW
Cash rewards will expire at the end of the calendar month, 36 months after the billing cycle in which they were earned.

U.S. Bank tends to be sensitive to recent inquiries & newly opened accounts. Recommended to avoid applying for other cards for about 6+ months.

This card has foreign transaction fees
2% of each foreign purchase or foreign ATM advance in U.S. Dollars
3% of each foreign purchase or foreign ATM advance in a Foreign Currency

SHOULD YOU GET IT?

YES if you…
Prefer cash back over travel rewards
Want a card with no annual fee
Want customizable rewards categories

NO if you…
Prefer travel rewards over cash back
Don’t want a card that requires maintenance (i.e. activating categories every quarter & keeping track of caps/limits
Are applying for your 1st credit card

OTHER CASH BACK CREDIT CARDS TO CONSIDER
Chase Freedom Flex
Chase Freedom Unlimited
Citi Double Cash credit card
American Express Blue Cash Everyday
American Express Blue Cash Preferred
U.S. Bank Altitude Go
Bank of America Cash Rewards card
Capital One Savor card
Capital One SavorOne card
Capital One Quicksilver card

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#creditcards #usbank #cashback