Kya stocks sirf kanooni satta hai?

Описание: Kya aapne kabhi socha hai ki kuch log subah uthkar dekhte hain ki unki sampatti duguni ho gayi hai, jabki doosre "bazaar" ke kaaran ek hi raat mein "poori tarah barbaad" ho jaate hain?
Kya "share/stock" sirf ameer logon ke liye ek kaanooni juaa hai, ya yeh "naukar-pesha" jeevan se nikalne ka ek sachcha raasta hai?
Thodi kadwi sachchai yeh hai ki log paise ki kami ke kaaran nahin haarte, balki is "khel" ko na samajhne aur apni "mansikta" ko na sambhaal paane ke kaaran haarte hain.
Aur main vaada karta hoon ki is video ke baad, aap "paisa" ko ek upakaran ki tarah dekhenge, na ki ek juye ke roop mein.
1. "Maalikaana Haq ka Niyam": Yeh koi kaagaz ka tukda nahin, yeh "hissa" hai.
Kai log dekhte hain ki log neeche kharidne aur oopar bechne ka shor machate hain, lekin asal mein ve nahin samajhte ki ve "kya" kharid rahe hain. "Stock" ka mool roop se matlab hai ek business ke ek hisse par "maalikaana haq", na ki dance karte hue numbers ko kharidna.
Aap imagine kijiye ki company ek chocolate cake ki tarah hai, aur har "share" us cake ka ek bahut patla tukda hai. Jab aap ek "stock" kharidte hain, toh aap keh rahe hain: mujhe poonji lagaane do aur is business ke "hisse" ka ek bhaag lene do.
Ek company mein "outstanding shares" ki sankhya bahut alag ho sakti hai, aur yeh sankhya badal sakti hai jab company aur shares jaari karti hai ya unhein wapas kharidti hai.
Isliye sirf ek "share" ki keemat mat dekhiye, balki poora cake dekhiye, yaani ki business ki kul "keemat/value".
Malik ajnabiyon ko "hissa" kyon bechte hain? Kyunki unhein naye factories badhaane, products develop karne, ya naye bazaaron par kabza karne ke liye "poonji" ki zaroorat hoti hai.
Aur "shares" bech kar mili poonji ko aam taur par karz ki tarah wapas nahin karna padta, isliye yeh "interest/byaaj" ki tulna mein kam dimaagi bojh wala vikalp hai.
2. "Bazaar ka Niyam": Aapka faayda ya nuksaan is baat par nirbhar karta hai ki aap "kise bechte" hain.
Agar main bechna chahta hoon, toh mera "share" kaun kharidega? Jawab us bazaar mein hai jise "market" kehte hain aur "liquidity/tarlata" ki avdhaarna mein hai.
Jab koi company poonji jutaane ke liye pehli baar shares bechti hai, toh woh "primary market" hota hai. Uske baad, zyadaatar samay aap doosre logon ke saath kharid-farokht karte hain, aur woh "secondary market" hota hai.
Saral shabdon mein, company ko pehli sale mein paisa milta hai, aur uske baad aap aur main bazaar mein "hissa" aapas mein badalte hain.
Isliye, “cashing out” ka matlab hai ki aap apna "share" kisi aur kharidaar ko bech rahe hain, na ki hamesha company ko wapas bech rahe hain.
Aur har din keematon ka utaar-chadhaav aksar bheed ke "hisse" ko aaklan karne ke mood par nirbhar karta hai, na ki is par ki business har minute apni quality badal raha hai.
Agar "liquidity" kam hai, toh aapko bechne mein mushkil ho sakti hai ya saste mein bechna pad sakta hai, isliye "company" ko samajhne jitna hi bazaar ko samajhna bhi zaroori hai.
3. "Value ka Niyam": Amit aur Neha ki kahaani, aur "profit" koi jaadu nahin hai.
Amit (Ladki ka naam) sneakers ki dukaan kholna chahti hai aur shuru karne ke liye usey "₹80 Lakh" ki zaroorat hai. Uske paas sirf "₹40 Lakh" hain, isliye karz lene ke bajay, usne business ko 10 "shares" mein baant diya aur "poonji" jutane ke liye kuch bech diye.
Neha (Ek vyakti) ne "₹8 Lakh" mein 1 "share" kharida aur us business ka 10% uske paas hai, matlab uske paas sachcha "maalikaana haq" hai.
Paanch saal baad, business ne dhoom macha di aur business ki value "₹80 Lakh" se badh kar "₹2.4 Crore" ho gayi, toh Neha ka hissa bhi us "value" ke anusaar badh gaya.
Neha ko tabhi sachcha "profit" hoga jab Neha us maalikaana haq ko kharidne ki keemat...