6 Misconceptions About DSCR Loans

Описание: Download my FREE DSCR Loan guide: https://iamandrewrussell.com/free-res...

Most investors are dead wrong about DSCR loans- and those misconceptions are costing them deals, money, and growth. I hear the same myths on repeat: “the rates are too high,” “you need a huge portfolio to qualify,” “banks don’t really do these.” None of that is true. If you don’t know how DSCR actually works in 2025, you might dismiss the single most powerful financing tool available to real estate investors today.

I’m Andrew Russell, 3× NAMB Broker of the Year and the #1 Mortgage Loan Officer on the East Coast. I’ve helped thousands of investors grow by cutting through noise and using the right loan strategies.

In this video, I break down the six biggest misconceptions so you can move with confidence. You do not need W2s or tax returns to qualify, because approval is based on the property’s income, not your personal income. Rates are typically just above conventional but still competitive for the flexibility you gain.

I’ll show you exactly how lenders think, what they look for, and how to prep your file so underwriting is smooth.

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