Why You Keep Rebuilding Your Emergency Fund

Описание: Ever notice how your emergency fund keeps getting wiped out — even when you’re careful?
This video explains why that reset keeps happening, why saving harder doesn’t fix it, and how to figure out how much is actually enough so progress finally sticks.
What this video covers:
• Why “emergencies” keep sending savings back to zero
• The difference between a cushion and a real emergency fund
• How to tell when your fund is actually doing its job
• A calm, realistic way to decide what “enough” looks like for your life
If you’ve already saved some money but feel like you’re always rebuilding instead of moving forward, this video will help you break that cycle — without burnout or pressure.
Related videos:
▶️ How to Build Your First $1,000 FI Cushion    • How to Build Your First $1,000 FI Cushion  
▶️ What to Do After You Save Your First $1,000    • What to Do After You Save Your First $1,000  
Free resource:
🎁 FI Autopilot Starter Checklist
https://smart-pockets.kit.com/7e01317727
⏱️ TIMESTAMPS
00:00 – Why every “emergency” sends you back to zero
01:01 – I learned this the hard way (with and without an emergency fund)
01:39 – The real problem isn’t emergencies — it’s what the fund was built for
03:03 – How to know when your emergency fund is actually “enough”
03:57 – Step 1: Income stability (3-month baseline)
04:19 – Step 2: Fixed commitments & flexibility (toward 6 months)
04:59 – Step 3: Recovery time & disruption risk (6+ months)
06:05 – Quick recap: the 3 questions that stop the rebuild cycle
06:39 – Why this changes how life actually feels day to day