Insurance Companies don’t want you to know
Автор: Gaurav Mahawar
Загружено: 2026-01-11
Просмотров: 1920
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Comment PDF to get Checklist in DM.
Other Imp things to Check👇🏻
• Strong Base Cover (₹10–15 lakh minimum)
A low base cover breaks first in big hospital bills, top-ups do not save you in emergencies.
• Nearby Network Hospitals
Insurance is useless if the nearest cashless hospital is far away when time matters.
• Short Waiting Periods
Long waiting periods delay claims when you need money the most.
• Multiple-Claim Restoration
Restoration should work for (same and different illnesses) more than one hospitalization in the same year.
• No Age-Based Co-Pay Later
Some policies quietly add co-pay after a certain age, increasing your future burden.
• Modern Treatments Covered
New medical procedures are expensive and many old policies do not cover them.
• Pre & Post-Hospitalisation (60–90 days)
Medical expenses do not start or end only inside the hospital.
• Full Ambulance Coverage
Emergency ambulance bills are common and should not come from your pocket.
• Lifetime Renewability
You should never lose health insurance just because you got older.
Disclaimer
The information served in this video is provided on a general basis for educational purposes only.
This is not to be relied on as investment, legal, tax or other advice as it does not take into account the investment objectives, financial situation or particular needs of any specific person.
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(money, wealth, personal finance, finance, investment, health insurance, medical bills, insurance checklist)
About the Content Creator:-
Hi! I am Gaurav Mahawar, an IIM MBA graduate and a Corporate employee turned Entrepreneur. I also create content on Personal Finance. I break down complex financial concepts and business principles for my young audience.
I am dedicated to making an impact through my work.
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