RRSP, TFSA & RRIF After You're Gone: What Every Canadian Needs to Know
Автор: Cash Management Group
Загружено: 2026-02-19
Просмотров: 149
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What happens to your RRSP, TFSA, and RRIF when you pass away?
The answer depends on how your accounts are structured today, and many Canadians are unknowingly exposed to unnecessary taxes, probate, or delays in transferring wealth.
In this 10-minute breakdown, we explain:
• How RRSPs are taxed at death
• When a tax-free rollover is possible
• What happens to your TFSA
• How RRIFs are treated
• Why beneficiary designations matter
• Common estate planning mistakes
These decisions can significantly impact your family and your legacy.
If you have not reviewed your estate and beneficiary structure recently, now is the time.
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