Mortgage Rates React to Trump’s $200B Move | Monday Mortgage Minute

Описание: Mortgage rates are moving — and this time, politics, Wall Street, and housing policy are all colliding.

In this episode of Monday Mortgage Minute, Tom McNamara and Bruce Woodburn break down what’s really happening in the market after President Trump announced a proposed $200 billion purchase of mortgage-backed securities — and why that move sparked a sudden market rally.

We also dive into whether mortgage rates could finally break out of the 6% range and move back into the 5s, what bond market resistance levels mean for borrowers, and why buyer confidence is suddenly surging in early 2026.

Beyond rates, we unpack Trump’s proposal to limit large hedge funds from buying single-family homes, how institutional investors really impact housing supply, and why much of this may be more “headline noise” than actual market disruption.

If you’re a buyer, seller, investor, or homeowner trying to make smart moves this year, this is a must-watch update.

In this episode, we cover:
• Why mortgage rates rallied after the $200B MBS announcement
• The “Trump bump” and what bond charts are signaling
• Key resistance levels that could unlock lower rates
• Why move-up buyers are finally re-entering the market
• Hedge funds, build-to-rent, and single-family housing
• What’s real vs hype in proposed housing legislation
• Why holding onto a 3% rate forever may not make sense
• Property tax reform and what Florida’s 2026 session could bring

Bruce Woodburn, The Loan Arranger | 407.250.9144 | WeBringYouHome.com
Tom McNamara, EXP Realty | 407.754-6412 | TheMcnamaraExperience.com

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CHAPTERS:
00:00 Introduction and Market Overview
00:48 Impact of Government Actions on Mortgage Rates
02:27 Market Reactions and Predictions
04:37 Trump's Legislation on Housing Market
05:10 Hedge Funds and Real Estate Control
11:16 Current Market Trends and Predictions
13:07 Upcoming Legislative Session and Property Tax Relief
13:47 Closing Remarks and Where to Find More Information

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