Term insurance ఎందుకు తీసుకుంటారో తెలుసా 💰👌
Автор: Mahesh Bairi
Загружено: 2026-02-20
Просмотров: 23
Описание:
Term insurance is often described as the "purest" form of life insurance because it focuses on one thing: financial protection. Unlike other plans that double as investments, term insurance is designed to provide a high payout for a low cost, ensuring your family is taken care of if you aren't there.
Here is a breakdown of how it works and why it’s usually the first choice for financial planning.
1. How It Works
When you buy term insurance, you choose a sum assured (the payout) and a term (how many years the coverage lasts).
The Agreement: You pay a fixed premium regularly. If you pass away during the term, the insurance company pays the full sum assured to your family (nominees).
The "Catch": If you outlive the policy term, there is typically no payout or "maturity benefit." The policy simply ends.
2. Key Features & Benefits
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