Self-Employment Tax Explained: The 15.3% Freelancers Forget

Описание: Freelancers and side-hustlers: that 15.3% self-employment tax surprises a lot of people.
This quick guide shows what it is, who owes it, the math, and how to avoid overpaying.

What you will learn:
✅ What self-employment tax covers (Social Security and Medicare)
✅ Who owes it and the $400 profit trigger
✅ The 92.35% adjustment and how to use it
✅ Step-by-step math with clear examples
✅ How W-2 wages coordinate with SE tax
✅ The half-of-SE-tax deduction you get on your 1040
✅ Quarterly estimates and safe harbor rules
✅ Common mistakes that cause penalties
✅ Pro tips to lower your SE tax base with legit deductions
✅ Extra 0.9% Medicare surtax basics at higher incomes

0:00 Hook
0:35 What it is
1:49 Who it applies to
2:36 How it works
4:34 Common mistakes
5:46 Pro tip
7:26 Action step
8:17 CTA

Resources:
Self-Employment Tax (SS and Medicare): https://www.irs.gov/businesses/small-...
About Schedule SE (Form 1040): https://www.irs.gov/forms-pubs/about-...
About Form 1040-ES (Estimated Tax): https://www.irs.gov/forms-pubs/about-...
Additional Medicare Tax Q&A: https://www.irs.gov/businesses/small-...

Related videos:
Home Office Deduction Explained [paste link after upload]
Quarterly Estimated Taxes Explained [paste link after upload]

This video is general education and not tax or legal advice. Consult a qualified tax professional for your specific situation.

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