How to Afford Anything (Without Going Broke) | Step-by-Step Guide

Описание: 💸 Struggling to know if you can REALLY afford that new purchase? Here’s how to avoid financial mistakes and make smarter spending decisions!

📌 In this video, you’ll learn:
✅ The REAL meaning of "affording" something (it’s not just having money in your account!)
✅ How to tell if a purchase will hurt your future self
✅ The 24-Hour Rule to stop impulse buys
✅ The 50/30/20 Budget Rule for balanced spending
✅ How to check if something is WORTH the cost (value vs. hype)

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Watch more financial video tips 💰 [     • Finance Explained with Stick Figures.   ]


📅 Timestamps:
00:00 - introduction
0:32 - The Big Money Question
01:06 - Step 1: Know Your Numbers
02:01 - Step 2: Want vs. Need
02:37 - Step 3: The 24-Hour Rule
03:20 - Step 4: Cost vs. Value
04:07 - Step 5: The Debt Test
04:40 - Step 6: The 50/30/20 Rule
05:23 - Step 7: Future You Check-In
05:53 - Step 8: Compare to Your Goals
06:19 - Final Checklist for Smart Spending

💬 Comment below: What’s one thing you almost bought but later regretted (or didn’t regret)?
#PersonalFinance #financialfreedom #Budgeting #howtosavemoney #economics