Can I get cheap car insurance after having a Driving While Intoxicated (DWI)?

Описание: Drivers with a DWI or DUI (Driving Under the Influence) will pay much more for car insurance. Want to know how much? Use the ValChoice Car Insurance Calculator to find out. Click this link to go to the calculator, https://www.valchoice.com/car-insurance/.

Transcript:
Hi, I'm Dan Karr. I'm the founder of ValChoice. At ValChoice our mission is to bring transparency to insurance in terms of how it's priced, how well companies pay claims and the overall service they offer. Today we're answering questions about how car insurance is priced.

William from New Mexico called in and wanted to know if he could still get cheap car insurance after being convicted of a Driving While Intoxicated (DWI).

Oh boy. DWI's are really problematic for a lot of insurance companies. It's kind of all over the map. Some companies specialize in being able to insure people with DWI's. Other companies just run from it. They'll raise prices very, very high. And you won't really know until you see what happens to your bill.

What we can tell you is what to expect. We know the norm of how the industry operates and how individual companies operate. What you can do is come to the ValChoice car insurance calculator. Put in the information about yourself. Where you live, your age, etc. So we can tailor this to your needs and what you can expect. And then when you get to the DWI section, enter if you've had one, or two or three, how ever many DWI's you've had. And that will say what the price of your insurance should be.

As a rule of thumb a DWI will cause your car insurance to increase about three times as much as a traffic ticket would cost. So, it's a significant difference. So now the question is, alright, is that what my insurance company is doing for me? Is it about that much, or is it dramatically different?

Well, there are a couple things that are an indication that you need to change companies. One is, it's much higher than what our calculator says. That's a company that doesn't want drivers that have had DWI's. Or, they may just outright cancel you.

In either of those situations you're going to have to find another insurance company. We can help with that as well. We have services that guide you toward the kinds of companies that will still insure you despite your driving record. You're in a tough situation with a DWI. You're definitely going to pay more. We will help you through the process.