Holistic Retirement Planning: The 3-Circle Plan (Money, Taxes, Legacy)

Описание: Holistic retirement planning isn’t a buzzword — it’s a framework for how real life actually works in retirement. Your investments matter, but they’re only one piece of a plan that has to coordinate income, taxes, and legacy decisions (and the ripple effects between them).

In this episode of Retirement Roadmap with Master Plan Retirement Consultants, Evan and retirement planner Mark Fricks break down what “holistic” really means, why the old-school “buy and hold + check in once a year” model often falls short for today’s retirees, and how a truly comprehensive plan helps you avoid mistakes you don’t have time to undo once you’re on the “descent” side of the mountain.

We cover:

00:00 – What Is Holistic Retirement Planning?
02:40 – Why Traditional “Investment-Only” Planning Falls Short
05:10 – The 3 Circles: Money Management, Tax Planning, Legacy
07:15 – Accumulation vs Decumulation (Why Retirement Is Different)
10:20 – The Ripple Effect: How One Decision Impacts the Whole Plan
14:20 – Tax Strategy & Tax Diversification (Not Just “Tax Prep”)
18:10 – Estate & Legacy Planning (Yes… even the family dog)
20:10 – Next Steps: Website + Complimentary Consultation


Resources and Next Steps:
Visit https://masterplanretire.com/
to access our retirement checklists, podcast episodes, and schedule a complimentary consultation.
Call 770-980-9262 to speak directly with our team.

Podcast archive:
https://www.masterplanyourretirement....

Radio broadcast:
Listen to Mark Fricks Saturdays at 12:00 p.m. on XTRA 106.3 FM WFOM.
https://www.xtra1063.com/retirement-r...

Upcoming educational events:
https://www.masterplanyourretirement....

Mark’s book "The Road Less Traveled: Turning Your Retirement Worries Into an Excursion of a Lifetime":
https://a.co/d/4fx94Al