University Students Who Stole KSh449M From Fuliza

Описание: In one of the most sophisticated digital fraud schemes in Kenya, a group of university students managed to steal over KSh 449 million from Safaricom’s Fuliza overdraft service.

At the center of the operation was Gideon Kipkurui Rono, an Egerton University student who quietly built a system that allowed thousands of SIM cards to borrow money through Fuliza before disappearing without repayment.

Investigators later discovered that the group had registered more than 123,000 SIM cards using stolen and fraudulently generated identity card numbers. These lines were activated, enrolled into Fuliza, used to take overdraft loans, and then immediately switched off.

The scheme began during the COVID-19 lockdown in 2020, when travel restrictions allowed the operation to grow quietly across Bomet, Nakuru, and Trans-Nzoia counties.

With the help of accomplices — including IT specialist Peter Gitahi, who allegedly had access to the National Registration Bureau database — the syndicate was able to create fake identity cards and register thousands of new Safaricom lines using MobiGo SIM registration machines.

Inside an apartment in Kiamunyi Estate, Nakuru, the group turned the operation into a full-scale digital heist. The money flowed through multiple bank accounts, M-Pesa transfers, and cash withdrawals, allowing the suspects to purchase motorcycles, luxury vehicles, and live lavish lifestyles.

But eventually, analysts at NCBA Bank and Safaricom noticed a suspicious pattern:
Thousands of SIM cards were borrowing money from Fuliza… but none were being used to make calls.

The unusual activity triggered a major fraud investigation that eventually led detectives to the gang’s headquarters.

One by one, arrests followed as investigators from the Directorate of Criminal Investigations (DCI) traced the digital trail behind what would become one of the largest Fuliza fraud schemes ever uncovered in Kenya.

This documentary breaks down how the Fuliza heist worked, how the suspects avoided detection for years, and how investigators finally exposed the network behind the KSh 449 million scam.
Time stamps and Chapters
00:00 Hook
01:48 The Identity Game
03:54 Recruiting Accomplices
09:56 The Net Tightens

Subscribe to Dark Hour Docs for more real Kenyan crime stories and investigative documentaries.

#Fuliza
#SharpBoys
#FulizaScam
#KenyaCrime
#TrueCrimeKenya
#DCI
#Safaricom
#FinancialCrime
#KenyanDocumentary
#DarkHourDocs
#SIMCardFraud