5 Mortgage Rules Changing in 2026 (Most Buyers Have No Idea)

Описание: What if the mortgage rules changed overnight and suddenly you no longer qualified for the home you were approved for?

Book a 1-1 with your Real Estate needs:
➡️https://bit.ly/5MortgageRules

In this video, I break down five major mortgage rule changes coming in 2026 that most buyers have no idea about, and how these shifts can affect your approval, monthly payment, insurance costs, and buying power. I cover stricter debt-to-income rules, rising insurance premiums, tighter appraisal standards, changing PMI and FHA calculations, and why rate buy-downs are becoming more important than ever.

Are you preparing for the 2026 mortgage market or assuming last year’s rules still apply?

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00:00 Why do mortgage rule changes catch buyers off guard?
01:08 Why is variable income harder to document now?
02:18 Which homes are hit hardest by insurance hikes?
04:45 How are PMI and FHA MIP changing payments?
05:39 What credit score strategies matter most for 2026?
06:20 Why are rate buydowns becoming essential?

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Welcome to my channel! I'm Robert Weinberg, a licensed loan officer with over 20 years of experience in the mortgage industry across Connecticut and Florida. At E Mortgage Capital, my mission is to guide families towards achieving their dream of homeownership, by offering customized mortgage solutions tailored to your unique financial needs.

With a focus on real estate financing, investor loans, and multifamily property lending, I am dedicated to making the home-buying process both stress-free and enjoyable. My approach goes beyond the typical mortgage service; I view it as a powerful financial tool for achieving both your short-term and long-term wealth goals.

Your dream home awaits, and I'm here to make it a reality!

Feel free to book a call:
➡️https://bit.ly/5MortgageRules

Currently NMLS Licensed in CT and FL

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