Don’t Just Take the $30k! Get an Extra 2,000 Year Tax Credit with This Tampa Hack

Описание: Everyone talks about the $30,000 down payment assistance... but they are missing the best part! 💸🏦

While the $30,000 in assistance gets you into the house, the Mortgage Credit Certificate (MCC) is what helps you keep it by putting money back in your pocket every single year. In this clip, I explain why this requirement is actually a massive win for your bank account.

👇 WHAT IS THE MCC AND WHY DOES IT MATTER?

💰 Dollar-for-Dollar Tax Credit: Unlike a standard tax "deduction" that just lowers your taxable income, the MCC is a credit. It reduces your federal IRS bill dollar-for-dollar.

📈 20% of Your Interest: You can claim a credit for 20% of the mortgage interest you pay each year.

💵 Real Money Back: For most buyers, this adds up to $1,500 – $2,000+ per year in savings.

⏳ Long-Term Wealth: This benefit stays with you for the entire life of the loan, as long as you live in the home as your primary residence.

📉 Offset Today’s Rates: By getting $2,000 back at tax time, you are effectively lowering your monthly housing cost and offsetting today's interest rates.

🚨 THE CATCH: This program requires you to get an MCC when using the Home Sweet Home first mortgage. Many lenders don't mention this because it requires extra paperwork—but for you, it’s a non-negotiable benefit that I make sure you receive.

READY TO SEE YOUR TAX SAVINGS? I can help you estimate your first-year tax credit based on the home price you’re looking at. Let’s look at the math together!

📲 CONTACT ME TODAY: Taylor Ard Loan Officer | Top Flite Home Loans 📞 Call/Text: 813-766-1048 📧 Email: [email protected] 🆔 NMLS: 370856

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