How Much Mortgage: What Lenders Actually Look At (Credit & Income Secrets) | Helen Gonda

Описание: How much mortgage can you afford in Canada? | Expert Insights

Are you planning to buy a house in Canada but feel overwhelmed by the rules? Qualifying for a mortgage in a heavily regulated market can be a maze, especially for newcomers or first-time buyers.

In this episode of How Much Mortgage, we sit down with Helen Gonda, a certified Mortgage Broker in Nova Scotia, Canadá, to reveal exactly what lenders look at before approving your loan. From the secret power of credit trade lines to why your car loan might be killing your dream of homeownership, we break down the strategies you need to master current mortgage rates and secure your future.


What you will learn in this episode:

Bank vs. Broker: Why a second opinion can change your "No" into a "Yes".
The Credit Secret: How to build the 720+ score lenders love (and the 15-day rule you didn’t know).
Income Qualification: What happens if you are self-employed or on a work permit.
Asset vs. Liability: Why buying a car before a house is the #1 mistake in Canada.


Stop guessing and start planning. Whether you're dealing with a mortgage renewal in the future or buying your first home today.

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How much house can we afford as a couple?    • How much house can we afford as a couple? ...  

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Legal Disclaimer: How Much Mortgage is an educational and interview-based platform. The content provided in our videos, including interviews with real estate and mortgage professionals, is for informational and entertainment purposes only. It does not constitute professional financial, investment, or legal advice.

Every individual's financial situation is unique. We strongly recommend that you consult with a licensed professional (Mortgage Broker, Realtor, or Financial Advisor) for an accurate evaluation tailored to your specific circumstances before making any financial decisions. How Much Mortgage and its creators are not responsible for any actions taken based on the information provided in this channel.