United of Omaha Life Insurance: The Death Claim Denied by a Five-Day Rule

Описание: In the early 2010s, United of Omaha Life Insurance enforced a little-known 120-hour survival clause after a policyholder’s death, determining who was legally entitled to a life insurance payout.

What followed was a denied death claim that shocked a grieving family and redirected money they believed was guaranteed, based not on intent or need, but on a rigid five-day timing rule buried deep in the policy.

This is the documented story of a life insurance death claim rejected under a survivorship clause, told through records, policy language, claim determinations, and the consequences faced by those left behind.

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American Insurance Scandals investigates denied claims, health and life insurance scandals, long-term-care failures, disability insurance scams, auto and home insurance disputes, Medicare and Medicaid abuses, insurance billing schemes, and the paper trails behind them.

No politics.
No commentary.
No dramatization.

Just documents, hearings, memos—and the people affected.

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