DSCR Deal Killers: Why DSCR Loans Get Denied

Описание: DSCR loans get denied all the time — and most of the time it has nothing to do with the buyer and everything to do with the property and how the deal is structured.

⏱️ Chapters
00:00 Why DSCR Loans Get Denied1
00:11 Credit Score Myths in DSCR Loans2
00:35 The Appraisal: Where Deals Get Approved or Killed3
00:58 The DSCR Rent Schedule (1007) Explained4
01:29 Reconsideration of Value (ROV) Tip5
02:03 The #1 Reason DSCR Loans Get Denied (High Rental Estimates)6
02:37 How to Find Accurate Rental Comps7
03:07 Reserve Requirements Explained8
03:46 Deal Structure Mistakes That Kill DSCR Loans9
04:05 Why Loan Officer Experience Matters

🧠 What This Video Covers

In this video, I break down the most common reasons DSCR loans get denied, including appraisal issues, unrealistic rental income, reserve requirements, and poor deal structuring. These are the exact pitfalls I see every week as a DSCR-focused loan officer working with real estate investors.

✅ Best for investors who:

◆ Are using or considering DSCR loans
◆ Have had a DSCR deal fall apart unexpectedly
◆ Want to avoid appraisal and rent schedule surprises
◆ Are targeting 15%–20% down DSCR options
◆ Want realistic underwriting expectations upfront

🤝 Work With Me

I’m Austin Clarence, a DSCR loan officer and active real estate investor.
If you want help comping out a deal, structuring a DSCR loan correctly, or avoiding these deal killers altogether:

📩 Drop a comment
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📍 I work with investors nationwide






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