The “Good Kid” Trust: Protection + Control Without Leaving a Target

Описание: Most families think trusts are for the “problem child.”
This episode flips that.

The child who’s responsible—the one with a career, a spouse, a home, and real liability—is often the easiest target for divorce pressure, creditor claims, and bad-luck events.

In plain English, attorney Jesse Bifulco explains how a beneficiary-controlled descendants trust can give your “good kid” real autonomy while keeping the inheritance separate, defensible, and harder to attack—without turning a sibling into the lifetime manager of everyone else.

One diagnostic question to ask your current plan: Do my children receive their inheritance outright—or in continuing trusts?

This is education, not legal advice. Trust rules vary by state. The goal is to help you ask better questions and make better design choices in your own plan.

📌 You’ll learn:
✅ Why the “responsible child” can be the highest-risk target for inheritance loss
✅ How a continuing trust can give autonomy without turning assets into an easy target
✅ The three real-world risks that hit responsible adult children: divorce/commingling, spouse pressure, and liability careers
✅ The biggest drafting mistakes that break protection (even when intentions are good)
✅ The one question that quickly reveals whether your plan is modern—or outdated

🎯 In this episode:
00:00 Most families never hear that trusts are beneficial to the "Good Kids"
52:12 Why the "Good Kid" might be more at risk
01:51 Here's the simple version
06:11 Third party, irrevocable trust
07:00 Like a safe deposit box
10:31 The biggest myths
12:58 Three big risks
14:11 If you remember only one thing -- make it this.
23:29 Why you've never heard this before
25:59 Mistakes that break protection
26:55 The takeaway
29:21 Two futures for the same family
31:24 You should ask this question
32:23 The vision I want you to leave with

#EstatePlanning #Trusts #WillsAndTrusts #AssetProtection #InheritancePlanning #FamilyWealth #DivorceProtection #CreditorProtection #ElderLaw #LegacyPlanning #FinancialPlanning #Trustee #WealthProtection #LifeCounsel #LifeCast

Jesse Bifulco is a lawyer who runs his own practice.
The information on this site is not meant to be legal advice or advertising.
LifeCounsel® offers free resources to help you learn and make good choices for your family and your future.

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Jesse Bifulco, Esq., LifeCounsel® Founder | Estate Planning Attorney
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