Why High Earners Stay Broke: The Bulk and Cut Money Strategy

Описание: Why High Earners Stay Broke The Bulk and Cut Money Strategy

Why do some people make great money but still feel broke, while others with lower incomes build wealth effortlessly? The answer isn’t budgeting harder or hustling nonstop—it’s knowing when to focus on earning more and when to focus on spending less. In this video, we break down a powerful but overlooked concept borrowed from the fitness world: the bulk and cut strategy for your finances.

Most people try to play offense and defense at the same time. They grind for raises while obsessing over small savings, and end up making little progress on either. Instead, this video explains why wealth is built in focused phases. During the “bulk” phase, the goal is simple: aggressively increase your income by investing in skills, positioning, and career leverage. During the “cut” phase, the focus shifts to optimizing spending and locking in long-term gains.

You’ll learn how to identify which phase you’re in, why early-career income growth beats extreme frugality, and when saving an extra dollar finally matters more than earning one. This framework helps you stop spinning your wheels and start making intentional financial progress.

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Target Audience:
Smart, busy adults who want clear frameworks to understand money, income growth, and long-term wealth building without unnecessary complexity.