Should You Kill Your Mortgage or Invest Instead Let’s Do the Math

Описание: Most people believe paying off a mortgage early is always the smart move.
The math says it depends.

00:00 Pay off your mortgage early… or invest instead?
00:38 The simple math everyone uses (and why it’s incomplete)
01:25 $500/month: mortgage vs stock market returns
02:20 Why investing isn’t “free money” (risk matters)
03:10 How mortgage amortization really works
04:05 Why early mortgage payments matter more than late ones
05:05 Lifestyle, debt, and personal goals change the answer
06:00 What real wealth actually means (income vs peace of mind)

In this video, I break down when paying off your mortgage early makes sense — and when investing that extra money can actually build more wealth over time.

We’ll compare:

A 6% mortgage vs a 10% market return

What $500/month really turns into over 20 years

Why risk, timing, and amortization matter more than people think

How early vs late mortgage payments change the outcome

Why having income-producing investments matters more than just owning a house

How your goals (freedom vs growth) should drive the decision

This isn’t about right or wrong — it’s about making the decision that fits your life, your risk tolerance, and your definition of wealth.

📉 Markets move.
🏠 Mortgages amortize.
💰 Wealth is about cash flow and peace of mind.


#PersonalFinance
#Investing
#Mortgage
#WealthBuilding
#FinancialFreedom
#MoneyMindset
#RealEstate
#StockMarket
#PassiveIncome
#SmartMoney